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Voices of Innovation: Shaping the Future of Non-Bank Financial Innovation
As part of the FRA Sandbox Annual Summit’26, the “Voices of Innovation” panel brought together leading voices from across the financial, technology, regulatory, and entrepreneurship ecosystem to discuss what it takes to shape the next chapter of non-bank financial innovation in Egypt.

The panel was moderated by Dr. Ayman Ismail —, Dr. Ayman Ismail Associate Provost for Innovation and Entrepreneurship American University in Cairo and featured:
Dr. Mohamed Hegazy — Senior Legal, Policy & Regulatory Advisor
Ms. KARIMA👼🏽 El Hakim — Partner for Africa, Plug and Play
Dr Ahmed Mansour — Executive Board Member & Assistant Managing Director, Attijariwafa bank Egypt
Eng. Mahmoud ElAshmawy — Deputy CEO for Technology Sector, eFinance Investment Group
Eng. Sherif Shaltout — Managing Executive, Liquid C2 MENA

The discussion explored the opportunities and challenges shaping financial innovation, with a strong focus on the importance of collaboration between regulators, financial institutions, entrepreneurs, and technology providers in building a more connected and resilient ecosystem.

Beyond innovation itself, the conversation highlighted the importance of creating an environment where ideas can move from experimentation to implementation — and ultimately to sustainable impact.

A valuable exchange of perspectives, experiences, and ideas on how Egypt’s non-bank financial ecosystem can continue to evolve and create meaningful opportunities for innovation.

The future of innovation is not built by one player — it is shaped together.

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